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Office: 954-947-6231

Fax: 9549037503

2600 North Military Drive

Suite 420

Boca Raton, FL 33431

ccalabro@ifinancialconcepts.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Copyright 2026 FMG Suite.

Investment Advisory Services are offered exclusively through Hornor, Townsend & Kent, LLC. (HTK). Registered Investment Advisor, Member SIPC. 561-314-3100, www.htk.com. Innovative Financial Concepts is not affiliated with HTK unless otherwise noted. The views expressed are those of the presenting party and may not necessarily represent those of HTK or its affiliates. The material is not intended to be a recommendation, offer or solicitation. HTK does not provide legal and tax advice. Always consult a qualified tax advisor regarding your personal tax situation and a qualified legal professional for your personal estate planning situation.

Our representatives are licensed to offer insurance in our resident state of FL, in addition to many other states. For additional licensing information please contact our office. This is not an offer or solicitation of products and/or services in states where not properly licensed and/or registered.

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